First Mover Projects · free tool

Amazon Nov 2 insurance certificate pre-check

From November 2, 2026, Amazon says sellers with products in categories with enhanced safety listing requirements need USD 1 million commercial liability coverage per occurrence and in aggregate, regardless of sales. Paste your certificate (COI) text and get a fix list to send your broker before you upload it.

No account. Nothing uploaded.
Plain-text fix list you can paste to your broker or AI assistant
7 key terms checked in seconds

Who it's for: Amazon.com sellers (US store) whose broker has sent a COI, or who are getting quotes.

Amazon's additional requirements

Nov 2, 2026

Counted from this device's clock.

This page

7 key terms

Additional insured, limits, deductible, occurrence basis, sunset clause, and notice.

1. Does the Nov 2 change reach you?

Three questions. This page cannot see your Seller Central account.

Do any of your Amazon.com products fall in a category with enhanced safety listing requirements? Amazon's examples include children's products, cosmetic and ingestible products, and lithium battery products, and Amazon says the list is not complete. Check Account Health.

Amazon's category list

Yes No Not sure

Have your Amazon.com gross proceeds gone over USD 10,000 in any one month?

Yes No Not sure

Is your business based in Mainland China?

Yes No Not sure

Choose Yes, No, or Not sure for each question.

2. COI text check

The check runs in this browser tab. The seven key terms are additional insured, per-occurrence limit, aggregate limit, deductible, occurrence basis, sunset clause, and 30-day notice. Named insured, policy type, expiry, insurer rating, and signature are extra.

Paste the text of your certificate (copy it from the PDF) Legal entity name exactly as in your Seller Central Account Info

My business is a single-member LLC using a trade name/DBA

Policy expiry date

Optional. Flags a date before Nov 2, 2026 or before today.

Load a sample fills the box with a fictional certificate for Sample Goods LLC and Example Mutual Insurance Co. It is not a real policy.

Results

Key terms that look right

of 7

Key terms to fix

of 7

Key terms to check by hand

of 7

Certificate checks
Check	Result	What to do	Amazon's criterion

Plain-text fix list

Text checked

Use it with your AI assistant

Copy this prompt, then paste your certificate text under it.

Here is my certificate of insurance text and Amazon's published criteria from sellercentral.amazon.com/help/hub/reference/external/G200386300. List every criterion my certificate does not clearly meet, quoting Amazon's exact line for each. Do not guess; say 'not shown on the certificate' when a term isn't visible. Do not contact anyone or buy anything.

FMP's own paid kit: $1M Insurance Readiness Kit: Amazon Enhanced-Safety Categories, Nov 2 ($29)

A 17-field COI pre-submission checker, a category screen (Amazon's named examples plus how to check your own products), a broker email and an Excel workbook.

Free deadline page: Amazon commercial liability insurance changes start Nov 2, 2026

Sources

Amazon Seller Central, Commercial Liability Insurance Requirements: https://sellercentral.amazon.com/help/hub/reference/external/G200386300 (checked Oct 26, 2026)
Amazon Seller Central, Product categories with enhanced safety listing requirements: https://sellercentral.amazon.com/help/hub/reference/external/G4RUG6EAT2ZLVSRT (checked Oct 26, 2026)
Amazon Seller Forums announcement, "New Commercial Liability Insurance Requirements effective November 2, 2026": https://sellercentral.amazon.com/seller-forums/discussions/t/287d5c33-8278-4802-ba69-2f58f7dda408

Seller Central may ask you to log in.

Amazon's criteria, quoted

Copied from Amazon's Commercial Liability Insurance Requirements page. This page does not reword these lines.